Dubai, known for its stunning skyline, luxury living, and world-class real estate, continues to evolve as one of the leading property markets globally. For investors and homebuyers looking to own a piece of Dubai’s stunning waterfront properties, the opportunities are abundant. What makes these waterfront projects even more attractive is the introduction of extended payment plans, which provide more flexibility to buyers. This trend has helped both first-time buyers and seasoned investors to secure property without feeling the financial strain. Here, we explore the top waterfront off-plan projects Dubai offering extended payment plans.
1. Dubai Creek Harbour – Emaar Properties
Dubai Creek Harbour, one of the most iconic waterfront destinations in Dubai, is being developed by Emaar Properties. Situated along the historic Dubai Creek, this mega-project is set to redefine waterfront living. The project boasts a prime location with views of the Dubai skyline, including the Burj Khalifa and the Dubai Creek Tower, which will soon surpass the Burj Khalifa as the tallest structure in the city.
Key Features of Dubai Creek Harbour:
- Waterfront Living: The new offplan developments in Dubai will feature high-end residential towers offering panoramic views of the water and the skyline.
- Retail and Entertainment: A plethora of dining, retail, and entertainment options will be available, making it a self-sustained community.
- Connectivity: The development is easily accessible by the Dubai Metro, making commuting hassle-free.
Emaar is offering flexible and extended payment plans for this project, allowing buyers to pay over an extended period of time. For example, a buyer can pay 10% upfront, followed by a balance payment during the construction phase and the remaining balance upon handover. This flexible payment structure makes it an ideal choice for buyers looking to secure a property with manageable financial commitments.
2. Palm Jumeirah – One at Palm Jumeirah
Palm Jumeirah is one of the most prestigious addresses in Dubai, attracting investors from around the world. It is an artificial archipelago that has transformed Dubai’s coastline and become synonymous with luxury. Among the exclusive offerings on Palm Jumeirah is “One at Palm Jumeirah,” a luxury development that redefines waterfront living.
Key Features of One at Palm Jumeirah:
- Ultra-Luxury Residences: The development features a collection of ultra-luxurious penthouses and villas that offer private beaches, infinity pools, and state-of-the-art amenities.
- Panoramic Views: Each residence provides unobstructed views of the Arabian Gulf, Dubai Marina, and the Palm Jumeirah shoreline.
- Exclusivity: With only a limited number of units available, this project offers a unique opportunity for affluent buyers to own a piece of Dubai’s most sought-after real estate.
The developer is offering extended payment plans that can be spread over several years, making it easier for buyers to invest in one of the world’s most exclusive properties. For example, an upfront payment of 20% is required, with additional payments due upon completion milestones, and the final payment is made upon handover.
3. Bluewaters Island – Meraas
Bluewaters Island, developed by Meraas, is another impressive waterfront development in Dubai. This man-made island is located just off the coast of Jumeirah Beach and offers unparalleled views of the Arabian Gulf. Bluewaters is a thriving residential and leisure destination, with world-class amenities and entertainment options like the Dubai Eye, the world’s largest observation wheel.
Key Features of Bluewaters Island:
- Entertainment Hub: The island features a variety of restaurants, cafes, and shops along with entertainment venues, making it perfect for both residents and tourists.
- Direct Beach Access: The development offers exclusive beach access, giving residents a chance to enjoy a luxury lifestyle with panoramic sea views.
- Vibrant Community: The island is designed to be a self-sustained community, with residential units, retail spaces, and recreational areas.
The extended payment plans available for Bluewaters Island allow investors to make an initial payment of around 10%, with the remaining balance to be paid in installments during construction. This flexible payment structure appeals to both buyers looking for a second home and investors seeking high rental yields in one of Dubai’s most popular tourist destinations.
4. Dubai Harbour – Emaar Properties
Dubai Harbour is another impressive waterfront development by Emaar Properties. Situated between Palm Jumeirah and Bluewaters Island, Dubai Harbour is a massive mixed-use development designed to offer luxury living, retail spaces, and leisure activities. The development boasts several waterfront towers, ensuring that residents can enjoy the best of coastal living.
Key Features of Dubai Harbour:
- Prime Location: The development is strategically located near Dubai Marina and the Palm Jumeirah, with easy access to Dubai International Airport and other key locations.
- Marina and Yacht Club: Dubai Harbour will feature a world-class marina, making it the perfect destination for yachting enthusiasts.
- Luxury Living: Waterfront residential towers will offer luxurious apartments with spectacular views of the marina, Arabian Gulf, and Dubai skyline.
Emaar offers flexible extended payment plans for buyers of properties within Dubai Harbour. These plans allow buyers to pay a small percentage as a down payment, followed by phased payments during the construction period and a final payment upon completion. This makes it a great opportunity for those who want to own a luxury home in one of Dubai’s most coveted waterfront communities.
5. The Lagoon – Mohammed Bin Rashid Al Maktoum City
The Lagoon is another remarkable waterfront development located in Mohammed Bin Rashid Al Maktoum City. It is a highly anticipated residential project that offers an integrated community with breathtaking views of the water. With villas and townhouses that provide direct access to crystal-clear lagoons, this development combines luxury living with nature.
Key Features of The Lagoon:
- Exclusive Villas and Townhouses: The project features an assortment of luxury villas and townhouses with private beaches and lush green landscapes.
- Unique Lagoon Views: Residents can enjoy stunning views of the lagoon, which is complemented by natural surroundings and water features.
- Family-Oriented Community: The development is designed to cater to families with state-of-the-art amenities, including parks, cycling paths, and schools.
The developer is offering extended payment plans, allowing buyers to secure their properties with manageable payments over an extended period. An initial deposit of 10% is usually required, followed by payments over a few years, making it a great option for families seeking to live in a peaceful waterfront community.
6. Dubai Islands – Dubai Holding
Dubai Islands, previously known as the Deira Islands, is a large-scale waterfront development located off the coast of Dubai. The project promises to deliver a blend of luxury residences, hotels, retail spaces, and leisure facilities. Located on four islands, this development aims to create a serene waterfront living experience while offering access to the best of Dubai’s vibrant culture.
Key Features of Dubai Islands:
- Waterfront Residences: The development will feature high-end residential units, from apartments to villas, with direct views of the water.
- Commercial and Leisure Spaces: Dubai Islands will feature retail outlets, restaurants, hotels, and entertainment centers, providing everything residents need within close proximity.
- Sustainability: The development emphasizes sustainability, with eco-friendly designs and energy-efficient amenities.
Dubai Holding is offering extended payment plans for buyers, with flexible terms that make it easier for both investors and end-users to secure their property. The plans allow buyers to pay in stages throughout the construction period, which makes it an attractive option for those seeking a long-term investment.
Dubai’s waterfront off-plan projects are undeniably some of the most prestigious and sought-after real estate developments in the world. Offering spectacular views, exclusive amenities, and prime locations, these properties are perfect for buyers looking for a luxurious lifestyle. The introduction of extended payment plans has further increased their appeal, making it possible for buyers to secure their dream homes without the immediate financial burden.
Whether you’re interested in the iconic Palm Jumeirah or the new and exciting Dubai Creek Harbour, these developments offer ample opportunities for both investors and those looking to enjoy a luxurious waterfront lifestyle. The flexible payment plans available in many of these projects provide financial flexibility, ensuring that Dubai’s waterfront real estate remains accessible to a wider range of buyers.